参考词典中compensating balance的常规释义：
基本释义
英英解释
- a minimum credit balance that a bank may require a borrower to keep on deposit as a condition for granting a loan; a common requirement for establishing a line of credit at a bank
[同]
compensating balance, offsetting balance
[例]
- the compensating balance increases the effective interest rate to the bank since the net amount loaned is reduced but the interest paid is unchanged
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